Finance And Insurance


Financing

    A frequently asked question that we get is "Do You Finance"?  The answer to that question is "Yes We Do". We have a number of lending institutions available to get you the best possible rate on a car or truck loan. Can we guarantee that we can get everyone financed? We submit your financial information along with the information on the vehicle to the lending institutions. The lending institutions give us an answer and we present you with your options. We are constantly looking to add lending institutions that offer a broader range of rates, terms and lend to a wider range of credit scores.

Insurance

GAP Insurance

If you have your vehicle financed and your insurance company declares that vehicle a total loss. If you have purchased a GAP Insurance policy for that vehicle and the value of the vehicle is less then the amount of the loan. Your GAP policy would pay the difference between the loan amount and the value of the totaled vehicle. GAP Insurance is inexpensive for the protection that it offers. Please discuss with our Finance and Insurance manager to see if GAP Protection would be a good choice for financial protection.

Extended Service Contracts

Everyone has Experienced or witnessed an unexpected vehicle breakdown. These are always incovenient and expensive unless you have protection from a vehicle service contract. A mechincial protection plan is an intelligent decision to protect you from the increasingly high cost of automotive mechanical breakdowns. With a variety of lengths and levels of coverage we should have a plan to fit any budget. Please talk to our Finance and Insurance Manager about adding this coverage to your vehicle.

Powertrain Coverage

ENGINE: Cylinder Block, Cylinder Head(s) and all internally lubricated parts contained within the engine including: Pistons; Piston Rings; Connecting Rod Bearings; Crankshaft Bearings; Cam Followers; Timing Chain or Belt; Timing Gears; Guides; Tensioners; Rocker Arms; Rocker Shafts; Rocker Bushings; Cylinder Head Valves; Valve Guides; Valve Lifters; Valve Springs; Valve Retainers; Valve Seats; Push Rods; Water Pump; Oil Pump and Oil Pump Housing; Harmonic Balancer; Oil Pan; Timing Chain Cover; Intake and Exhaust Manifolds; Valve Covers; Engine Mounts.
TRANSMISSION: (Automatic or Standard) Transmission Case and all Internal Parts plus; Torque Converter; Vacuum Modulator; Electronic Shift Control Unit; Transmission Cooler; Transmission Mounts; Oil Pan; Flywheel/Flex Plate.
TURBOCHARGER/SUPERCHARGER: Factory Installed Turbochargers/Superchargers, including Housing, Internal Parts.
TRANSFER CASE: Transfer Case and All Internal Parts.
DRIVE AXLE: (Front and Rear) Drive Axle Case; All Internal Parts contained within the Drive Axle; Locking Hubs; Drive Shafts; Universal Joints; Constant Velocity Joints; Axle Bearings; Four-Wheel Drive Actuator; Differential Cover.

Standard Coverage

Includes items listed in Powertrain Coverage plus:
STEERING: All Internal Parts contained within the Steering Box; Rack and Piion Gear; Power Steering Pump; Power Steering Hoses; Steering Knuckles; Pitman Arm;Idler Arm; Tie Rod Ends and Drag Link; Upper and Lower Steering Column Shafts and Couplings, including Internal Tilt-Wheel Mechanism; Steering Box and Rack and Pinion Gear Housings; Rear Wheel Steering; Rear Steering Shaft and Couplings; Power Cylinder and Pump; Electronic Control Unit/Solenoid; Phase Control Unit; Stepper Motor; Steering Box; Control Valve; Rack; and Tie Rod Ends.
BRAKES: Master Cylinder; Power Brake Cylinder; Vacuum Assist booster; Hydro Boost; Disc brake Caliper; Wheel Cylinders; Compensating Valve; Brake Hydraulic Lines and Fittings; Hydraulic Control Unit. The following ABs Parts are also covered: Electronic Control Processor; Wheel Speed Sensors; Hydraulic Pump/Motor Assembly; Pressure Modulator Valve/Isolation Dump Valve; and Accumulator.
ELECTRICAL: Alternator; Voltage Regulator; Starter Motor; Starter Solemoid and Starter Drive; Engine Compartment Wiring Harness; Computerized Timing Control Unit; Electronic Ignition Module; Crank Angle Sensor; Knock Sensor; Ignition Switch; Ignition Switch Lock Cylinder; Front and Rear Window Wiper Motor; Washer Pump and Switch; Stop Lamp Switch; Headlamp Switch; Turn Signal Switch; Heater/A.C. Control Assembly and Horns.

High-Tech Coverage

Includes items listed in Powertrain and Standard coverage plus:
AIR CONDITIONER: Condeser; Compressor; Compressor Clutch and Pulley; Air Conditioning Lines and Hoses; Evaporator; Idler Pulley Bearing; High/Low Compressor Cutoff Switch; Expansion Valve; Pressure Cycling Switch. The following parts are also covered if the are required in connection with the repair of a covered part listed above: Accumulator/Receiver Dryer; Orifice Tube; Oil and Refrigerant.
FRONT AND REAR SUSPENSION: Upper and Lower Control Arm Shafts and Bearings or Bushings; Upper and Lower Ball Joints; Radius Arm and Bushings; Torsion Bars and Mounts or Bushings; Stabilizer Bar, Links and Bushings; Strs, Spindle and Spindle Support; Wheel Beearings; Variable Dampening Suspension; Compressor; Control Module; Actuator; Solenoid; Height Sensor; Mode Selector Switch.
FUEL DELIVERY: Fuel Pump; Fuel Injection Pump and Injectors; Vacumm Pump; Fuel Tank; Fuel tank Sending Unit; Metal Fuel Delivery Lines.

Comprehensive Coverage

Will pay or reimburse you for reasonable costs to repair or replace any breakdown of all parts except those that are listed as not covered on the contract, less any deductible, in accordance with the general provisions of the actual service contract.

Wrap-Around Protection

Enhances Your Factory Powertrain Warranty. Covers breakdowns to all of your vehicles mechanical and electrical parts, except those that are listed as not covered on the contract, less any deductible, in accordance with the general provisions of the actual service contract.

Seals And Gaskets

Seals and gaskets are covered by most plans when replaced in conjunction with a covered repair or if the "Seals and Gasket" surcharge has been selected. Some levels of coverage include the "Seals and Gaskets" as part of the coverage. Talk with our Finance and Insurance Manager for full details on levels and lengths of coverage.



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